Start Planning for the Future

If you haven’t already, start asking the serious questions. Whether those are questions to ask yourself or ones you sit down and discuss with a partner, make time to look at the bigger picture. Not only do you need to plan for future career moves and personal aspirations, it’s also a time to get serious about your spending patterns and take into account how you’re going to pay for additional expenses, like education (if you have kids!). These are all things that will impact how much you can save for retirement, so don’t let them sneak up on you, it’s always better to be prepared!